20% off Selected Hotels on eBookers.com until 18 January 2015

Written by Karen Bryan

ebookersThere’s an eBookers ‘Crazy Weekend’ promotion running until Sunday 18 January 2015,, which offers an additional 20% discount on many hotel bookings, as long as you travel by 31 December 2015.

You need to enter the promo code ‘WELOVE20‘ into the space at the bottom of the search box

This was good timing for me, as I booked hotels for my forthcoming trip to Marseille and Nice in April. The majority of hotels which appeared in my search results did offer the 20% discount.  I checked the cheapest prices available for the hotels on the HotelsCombined comparison site, just to ensure that I was getting the lowest possible price.

Share Button

£100 Incentive to Switch to a Co-op Current Account

Written by Karen Bryan

co-op bankThe Co-operative Bank is offering a £100 incentive, plus a £25 donation to charity, if you switch your current account to them. However, the account from which you switch must have a least two active direct debits. I couldn’t find an end date for the promotion, only that it could be withdrawn at any time.

You need to use the Co-op switching service within 14 days of opening  your account. You then need to deposit at least £800 into the new account with 31 days of the switch.

You should receive the £100 incentive within 45 days. You’ll also be asked to select one of the six nominated charities should receive the donation.

Read the rest of this entry »

Share Button

How To Earn Extra and Save More Money in 2015

Written by Karen Bryan

My Total Earnings/Savings for the Year So Far

January 2015 (to date) – £68.51

  • £13.00 – Cashback on applying for Santander 123 Credit Card on TopCashBack.co.uk
  • £ 2.50 – Farmfoods voucher for £2.50 off on spend of £25+
  • £ 0.84 – Tesco Fuel Save 2p off per litre
  • £ 5.00 – Halifax Clarity Reward Credit Card for monthly spend of £300+
  • £ 4.06 – Cashback on Santander 123 Credit Card
  • £21.40 – eBookers 20% discount & Bonus+ on hotel booking
  • £ 8.51 – Barclaycard credit card cashback
  • £ 8.20 – Santander 123 Current Account interest on my credit card 0% on spending and balance transfers
  • £ 5.00 – Halifax Reward Current Account £5 monthly bonus

santander 123 ciredit card cashback earnings

Introduction

I’m keeping a record of how much money I’ll have made and saved during 2015 by using cashback sites, discount vouchers/codes, cashback credit cards, credit card 0% promotions on new purchases and balance transfers, current account switching incentives and high interest current accounts.

Subscribe to the My Money Podcast from Help Me To Save in itunes

Read the rest of this entry »

Share Button

M&S Monthly Saver Now Open to Standard Current Account Holders

Written by Karen Bryan

M&S bank debit cardM&S Bank now offers holders of its free standard current account access to the M&S Monthly Saver account, which pays a fixed interest rate of 6% on monthly deposits of between £25 and £250. Previously, only holders of an M&S Premium Current Account had access to the Monthly Saver.

Earning 6% interest is a great perk, as the highest rate of interest which I could find on a one year fixed rate account was 1.85% with the ICICI Bank.

Read the rest of this entry »

Share Button

My Money Podcast #102

Written by Karen Bryan

The My Money Podcast #102 summarises the recent articles below.

Subscribe to the My Money Podcast from Help Me To Save in itunes

Share Button

Make Money As an Airbnb Host

Written by Karen Bryan

airbnbYou could earn some extra money by becoming an Airbnb host. It’s a great way to meet new people and earn some money from home.

You may have some extra space in your home to accommodate guests, run a bed and breakfast, or have an entire apartment or house that you let out.

You can list for free on the Airbnb site. You’ll pay a 3% host service fee on the value of any bookings made. There’s demand for all types of accommodation from airbeds or bed-settees in the living room, to luxury apartments. It’s up to you to set the price, cancellation conditions and house rules. The person making the booking will pay a guest service fee of between 6-12% directly to Airbnb, on top of the accommodation price set by you.

Read the rest of this entry »

Share Button

Comparing ebay to Amazon

Written by Demetrius Vouyiouklis

buy now buttonI’ve been a member of both ebay and Amazon for a good number of years now. I mostly use these sites for purchases, although I have sometimes also sold used items through ebay.

Although I initially thought of ebay as a site for purchasing second-hand and Amazon new items, this difference has become less distinct with time. You can purchase new and second-hand items at ebay. I understand that you may also be able to both buy and sell used items through Amazon, however I have not used this option.

For purchases, my usual strategy is to find the item I want to get, then see if I can get it at the best possible price by a trusted seller, at least according to reviews.

And this is where the differences between ebay and Amazon begin to show up. Amazon seems to be pretty good for product reviews, whereas ebay tends to showcase the % worthiness of the seller – who may be selling a variety of products. So, for product reviews, Amazon scores higher with me, of course along with further online searches to confirm such reviews.

Read the rest of this entry »

Share Button

Four Insurance Products You Need in 2015

Written by Karen Bryan

£10 and £20 notes alternative 240While it may be a new year, for many of us the same old financial problems still exist.

Whether you are struggling to make ends meet as a result of circumstances out of your control or worrying how your loved ones would cope financially if you were no longer around, the right insurance policy could act as much-needed monetary relief .

Heading into 2015, here are four insurance products that will help ensure you are not caught short financially in the coming year.

Life Insurance

Be sure to choose the right life insurance policy to suit your needs. The different types of life insurance can vary from standard term assurance to whole-of-life plans. Whatever debts you may have, these will be covered in case of an unforeseen occurrence like death, safeguarding your loved ones from having to resolve any looming debt.

Read the rest of this entry »

Share Button

£150 Incentive to Switch to Clydesdale or Yorkshire Current Account

Written by Karen Bryan

clydesdale bank logoIf you switch your current account to either the Clydesdale Bank or Yorkshire Bank, you’ll receive £150. The current account from which you switch doesn’t need to have any active direct debits, but you must use sign the switching agreement by 28 February 2015 and complete the switch to the Clydesdale Bank within 21 days.

Once your new current account is open, you need to transfer in at least £1,000 within 30 days of the switch. The £150 incentive should then be paid into the new account within 60 days.

It’s a bit of a pain to open the account, as you have to either go into a branch or phone up. I did it by phone and was advised to open a Clydesdale account, as it offered the closest branch. I selected the Clydesdale Current Account Direct, as it pays 2% interest on balances of up to £2,000.

Read the rest of this entry »

Share Button

My Money Podcast #101

Written by Karen Bryan

The My Money Podcast #101 summarises the three recent Help Me To Save articles listed below.

Subscribe to the My Money Podcast from Help Me To Save in itunes

Tips on Using Discount Shopping Sites – My tips include always factoring in delivery charges when comparing prices and looking out for offers to social media and newsletter subscribers.

Santander 123 Credit Card Offers 23 Months 0% Interest on Purchases and Balance Transfers – There’s no balance transfer fee, but there is a £24 annual fee, which can be more than covered by cashback earned on purchases. However, make sure you set aside the money every month to pay off the full balance before the end of the 23 month promotional period.

Earn 3% Interest with a Bank of Scotland Vantage Current Account – You can earn up to 3% interest on balances of between £3,000 to £5,000, but you need to pay in a minimum of £1,000 a month.

Share Button

The MON£Y SAV£R free monthly newsletter from Help Me To Save helps you -

  • Save more money
  • Spend less
  • Live well

Take control of your money now