My articles are based on my personal experience, research and understanding of the product/service. I am not a financial adviser, just an ordinary consumer trying to save more money and live well on less. Therefore, my articles can not fulfil your personal requirements and do not form a recommendation or advice to be relied upon to make a purchasing decision.

Before buying any financial product I strongly advise you to read all the terms and conditions very carefully and consider consulting a financial advisor who is qualified to offer you advice for your specific circumstances.

The Help Me To Save site is funded by advertising and affiliate links (where I will make a commission if you click on that link and/or go on to make a purchase). The display of an advert does not mean that I endorse the advertiser’s goods or services. While I won’t knowingly run an advert that is untrue, I am not responsible for the accuracy of any advertising material or the usefulness of an advertised product or service.

While every effort has been made to ensure the accuracy of all information contained on this site, I cannot be held responsible for any information errors or misfortune arising from use of the site.