Archive for the 'Uncategorized' Category

The Autumn Statement by The Chancellor of The Exchequer

Since Philip Hammonds appointment as Chancellor of the Exchequer he has warned about the economic damage started by Brexit and urges that this needs to be heeded. He speaks of the rainy days to come and says he has every right to feel gloomy at the present time because of the massive uncertainties caused by […]

BT Increases Prices: No Escape If You’ve Paid for Line Saver

On 3 July 2016 BT is imposing massive prices increases of up to 15% on some broadband packages. How can BT possible justify prices increases of up to 15% when the rate of inflation, measured by CPI (Consumer Price Index), stands at 0.3%? In late January 2016, I signed a 12 month contract for broadband […]

Why is Halifax Paying their Current Account Reward Net?

I was surprised to see that the monthly reward on my Halifax Reward Current Account is still being paying net of income tax i.e. after deduction of 20% basic rate income tax. With the new £1,000 personal savings allowance for basic rate taxpayers having kicked in, surely the Halifax reward payment should be paid gross (with […]

20 Extremely Quick and Easy Ways to Save Money

There are many ways to save money, some more difficult and time-consuming than others. Often it’s the small, incremental lifestyle changes that provide the biggest rewards. Here are 20 of the easiest, quickest ways to save. Use Reward Credit Cards Many leading banks offer reward accounts with up to 5% cashback on purchases in department […]

My Money Podcast #127

The My Money Podcast #127 summarises the recent Help Me To Save articles below. Subscribe to the My Money Podcast from Help Me To Save in itunes RateSetter Increase Their Welcome Bonus to £50 – New customers who deposit and lend out at least £1,000 can earn a £50 Welcome Bonus by using this referral […]

RateSetter Increase Welcome Bonus to £50

Peer-to-peer lender RateSetter have increased the welcome bonus for new customers from £25 to £50. To qualify for this bonus, you need to deposit and lend out at least £1,000 using this link. The £50 welcome bonus which will automatically be invested in the monthly market at the current rate. You can read my review of […]

What to Consider Before Choosing a Broadband Provider

If you’re looking to obtain the best value-for-money internet provider then undertaking a little research will prove beneficial. The good news is that you have plenty of choice available. There are a range of deals out there to suit your budget and needs, so whether you’re a first-time broadband customer or simply looking to switch providers […]

Has The Government’s FLS Scheme Really Made Borrowing from Banks & Building Societies Easier?

Two years since it was first introduced, it’s about time that someone looked at whether or not the Bank of England’s Funding for Lending (FLS) Scheme has succeeded in trying to make personal loans from building societies and banks a more viable option for the average householder. What is the FLS? For anyone that was […]

My Money Podcast #91

The My Money Podcast #91 summarises the following recent articles. listen to ‘My Money Podcast: #92: Recent Articles Roundup’ on Audioboo Subscribe to the My Money Podcast from Help Me To Save in iTunes Free Overseas Debit Card Use With N&P Gold Current Account – This N&P account offers free overseas debit card usage for […]

How Will People in Debt be Affected if Scotland Gains Independence?

The September 18th vote on Scottish Independence could herald huge changes for people in the country, but how are people with debt issues likely to be affected if Scotland does go it alone? The current Scottish government claims that people’s financial situations will at the very least remain the same and may be improved by […]