Archive for the 'Living Expenses' Category

How to save money on living expenses such as food, gas, electricity, broadband, insurance, mobiles phones and transport by doing research & shopping around for the lowest prices

Watch Out For “Escape of Water” Excess on Home Insurance

I spent some time looking online for buildings insurance quotations for our son’s flat in Glasgow. I didn’t go for the cheapest price, but what I thought was the most comprehensive cover. I initially thought I’d found a good price which included accidental damage, home emergency and legal cover, with an excess of £100, for [...]

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Unlimited Mobile Internet with giffgaff

If you use a lot of data on your mobile phone, then the giffgaff £12 a month Phone Plan gives you unlimited data (for personal use), plus 250 UK minutes, unlimited texts and free giffgaff-t0–giffgaff calls and texts. However, tethering (using your phone as a modem to connect other devices) isn’t allowed.  If you want [...]

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Cheaper to Get New Vodafone Pay Monthly Contract With Free Phone Than Sim Only

Time flies. Although it only seemed a few months since I was negotiating the renewal of my pay monthly contract with  Vodafone, that 18 month contract was due to run out in 30 days. Therefore, I either had to cancel it or start a new contract. I’d been paying around £13 a month for 600 [...]

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Little Spending Cuts Can Go a Long Way

Virgin Money has a new infographic which illustrates just how much you could benefit in the future by reining in your spending now. The infographic illustrates that you could save up to £5,000 a year by making some lifestyle changes. Saving £5,000 a year for 10 years would net you a total of £55,090 (with [...]

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Easter Bank Holiday Meltdown

Talk about bad timing, our 13 year old fridge freezer packed in on Good Friday, meaning that due to the Easter holidays, the earliest day for the delivery of  a replacement would be five days later.  Our neighbours kindly stored our frozen food in their freezer. The unseasonably cold weather, with day time highs of [...]

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The Shrinking Weight of Items in Supermarkets

A few weeks ago I was on the lookout for some decent instant coffee on offer. I found Douwe Egberts Espresso at £2 for a small jar in Food Bargains. I’d never seen that type of Douwe Egberts; it was described as having a dark, intense flavour. As I like weak, milky coffee, I thought [...]

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No Cheap Broadband Deals For Us

After writing about how to get cheap broadband deals, I’m getting pretty frustrated that we can’t get any of these deals that I keep seeing advertised. TopCashBack.co.uk were promoting unlimited EE (formerly Orange) home broadband for Orange and T-Mobile customers for only £5 a month plus £14 monthly line rental. For another £5 a month [...]

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Cracking Offers at Home Bargains

I’m a huge fan of Home Bargains. Now I know some people say it’s hardly worth spending the time shopping around to save on food. I disagree as there are many products, including brand names, at Home Bargains which cost around half of what you’d pay in a supermarket. Below are a few price comparisons [...]

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Permit Transfer of Whole Income Tax Allowance Between Spouses/Civil Partners

The UK Government is talking about allowing married couples and civil partners to transfer £750 of their personal income tax allowance to their spouse/partner. I think that the Government should go further and allow the transfer of the whole personal allowance. From 6 April 2013, the basic income tax personal allowance will be £9,440, meaning [...]

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Shopping Around for the Best Broadband Deal

Survey results just released by broadbandchoices.co.uk reveal that more than one third of UK residents have been with their current home broadband provider for over four years. The chances are that, if you stick with the same provider, you are not getting the lowest possible price for your broadband. Some people may have been deterred [...]

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