Archive for the 'Financial Products' Category

Reviews of financial products including current accounts, saving accounts, ISAs, mortgages, insurance, loans & credit cards to help you decide which financial products best suit your needs.

The Enterprise Investment Scheme (EIS) Explained

The Enterprise Investment Scheme (EIS), one of the four venture capital schemes, was established by the UK government in 1994, to encourage investors to help early-stage businesses and start-ups to secure the finances they need in order to grow. This scheme is extremely beneficial for both parties involved. For investors, the EIS offers substantial tax […]

How to Save a Lot of Money on a Mortgage or Remortgage

Imagine you are looking to buy your first house but don’t know where to turn for a mortgage. Your estate agent recommends a high street bank or your local building society. A friend suggests you turn to a mortgage broker instead. What do you do? There are plenty of good reasons to go directly to […]

Tips to Value Your Property

Wondering what a house you want to buy or already own is worth? Well, the simpler answer is that: The residence is worth what a buyer will be willing to pay to acquire it. The more detailed answer is that its value will be determined by the prevailing market conditions. Price may also be affected […]

Mistakes to Avoid As a New Investor

Investing is something that many people partake in at some point, usually with the aim of increasing their capital, but sometimes as a new hobby. Starting out as an amateur investor is exciting, but it certainly does not come without its risks, which means every newbie should assess their current financial situation, create an investment […]

Buying Separate Home Contents Insurance

As we live in a flat, there is a common buildings insurance policy, which is arranged by the factor (property manager), we have to buy separate home insurance cover. The premium that we pay for the buildings insurance for a top floor three bedroom flat is already higher than the joint buildings and contents insurance […]

Boiler Insurance: What You Should Know

After buying your new boiler, the next step is to purchase a suitable boiler cover plan. This means in the event of a boiler breakdown; the service provider will have an engineer diagnose the problem and fix it. In addition, if your plan includes a servicing contract, then an engineer will service the boiler on […]

Anyone Else Fed Up of PPI Claims Firms?

I am getting so fed up of being contacted by Payment Protection Insurance (PPI) clsim firms. I’ve had numerous calls on our fixed line at home and on my mobile phone. I had never signed up for PPI as I never thought that I needed it. I always set aside any money spent by paying […]

Renewing My Car Insurance With Direct Line

Last year I took out our car insurance with Direct Line. They offered the lowest price of £234 which included no claims protection, a guaranteed hire car and a zero voluntary excess. I didn’t require breakdown cover as that is included as a benefit of my Nationwide Flex Plus current account. This year, I received […]

Further Cut to Nationwide Flex Plus Account Benefits

The cull of benefits for Nationwide Flex Plus current account holders continues. The recent hike in the monthly fee from to £10 to £13 is to be followed by detrimental changes to the annual worldwide family travel insurance. From 1 January 2019, the insurance will be only offered to customers aged under 70, versus the […]

How Leasing a Van in Your Business Can Save You Money

More and more businesses every year are deciding to lease vans and fleets of vehicles as a way to save money in their business. Here, we are taking you through the main advantages of business van leasing and why we think it is definitely something that you should consider investing in for your business. It […]