My Money Podcast #101

Written by Karen Bryan

The My Money Podcast #101 summarises the three recent Help Me To Save articles listed below.

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Tips on Using Discount Shopping Sites – My tips include always factoring in delivery charges when comparing prices and looking out for offers to social media and newsletter subscribers.

Santander 123 Credit Card Offers 23 Months 0% Interest on Purchases and Balance Transfers – There’s no balance transfer fee, but there is a £24 annual fee, which can be more than covered by cashback earned on purchases. However, make sure you set aside the money every month to pay off the full balance before the end of the 23 month promotional period.

Earn 3% Interest with a Bank of Scotland Vantage Current Account – You can earn up to 3% interest on balances of between £3,000 to £5,000, but you need to pay in a minimum of £1,000 a month.