Home Insurance Tips: My Money Podcast #38

Written by Karen Bryan

coinsstackssquint 300x198 Home Insurance Tips: My Money Podcast #38I believe that it’s crucial to have home insurance, both buildings (if you own your property) and contents. My Money Podcast #38 presents the home insurance tips below, to help you get the best cover at the lowest possible price.

Aut0 Renewal – your insurance company will auto-renew your policy unless you contact them to tell them you wish to cancel.

Ask Your Current Insurer to Price Match – I research the best deal, and then contact my current insurer to match that quote. In the past Direct Line have matched the price quoted by competitors, which was great value as their Home Insurance Plus included free annual worldwide travel insurance.

Escape of Water Excess – this is a new one to me, but when I was shopping around for our son’s home insurance, I discovered that the company which I initially thought had the best cover had a £250 escape of water excess.

Size of Insurance Excess- the price will probably be a bit lower if you accept a higher excess. In general, I prefer to have the lowest possible excess.

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